You’ve set the date and started booking your dream venue and suppliers. But in the whirlwind of wedding planning, there’s one crucial step that’s often overlooked: timing your insurance purchase. Buying your policy at the right moment is key to maximizing your protection. This guide will walk you through the ideal timeline, ensuring you’re covered from the very first deposit to the final toast.

The Golden Rule: As Soon as You Start Paying
The most important rule of wedding insurance is to buy it as soon as you begin paying deposits. Whether it’s for your venue, caterer, or photographer, the moment money leaves your account, it’s at risk. Your insurance policy is designed to protect these initial investments, so having it in place from day one is the smartest financial decision you can make.

Covering Your Deposits: The First Financial Risk
Think of your deposits as the foundation of your wedding budget. If a supplier goes out of business months before your wedding, you could lose thousands without insurance. By purchasing a policy early, you ensure that these initial, significant payments are protected against supplier failure, giving you the confidence to continue planning without worry.

Up to 24 Months of Protection: Planning Ahead with iDoinsurance.co.uk
Many couples plan their weddings one to two years in advance. At iDoinsurance.co.uk, our policies can be purchased up to 24 months before the big day. This extended timeframe is designed to protect your long-term planning and financial commitments. Booking early doesn’t just tick a box—it provides a crucial safety net for the entire duration of your planning journey.

Last-Minute Cover: Is It Too Late?
While we strongly advise buying insurance early, it’s better late than never. If your wedding is just around the corner, you can still purchase a policy. However, be aware that it won’t cover any issues you are already aware of. Securing last-minute cover can still protect you from unforeseen disasters in the final weeks, like a sudden illness or venue problem.