What Does Wedding Insurance Cover? A Complete Guide
Wedding insurance might sound like a mystery—what does it actually do? At iDoinsurance.co.uk, we believe in keeping things clear and simple. Whether it’s a cancelled reception or a ruined ring, our policies are designed to protect your big day. Here’s your complete guide to what wedding insurance covers.
The Basics: What’s Included
Our eight plans (Daisy to Camellia) cover the essentials:
Cancellation: If illness, weather, or other emergencies force you to postpone, we’ll cover non-refundable costs—up to £50,000 on our top plan.
Supplier Failure: If your caterer or florist goes bust, we’ll help you recover deposits or find replacements.
Ceremonial Attire: Torn dress? Lost veil? We’ve got you covered for repairs or replacements.
Gifts: Stolen or damaged presents? Our policies protect them too.
Photography/Video: If your photographer doesn’t show, we’ll cover the cost to redo your shots.
Optional Extras for Extra Protection
Want more? Add these to your policy:
Coronavirus Cover: Protection for cancellations due to COVID-19 restrictions (subject to terms).
Public Liability: Covers accidents or injuries to guests—up to £2 million on higher plans.
Ceremonial Swords: Planning a military wedding? We’ll insure those too!
Limits and Excesses: What to Know
Each plan has coverage limits (e.g., £3,000 for Daisy, £50,000 for Camellia) and a small excess (usually £25–£50) per claim. Check the details to ensure your wedding’s value matches your plan. Got questions? Our FAQ page breaks it down.
What’s Not Covered?
No policy covers everything. Pre-existing issues (like a shaky venue) or last-minute cold feet aren’t included. Always read the fine print—or chat with us if you’re unsure.
Why It Matters
Imagine losing £10,000 because your venue cancels, or £1,000 on a dress that’s ruined. With iDoinsurance, you’re safeguarded against the unexpected. Our FCA-regulated policies and UK-based support mean you can trust us to deliver.
Get Covered Today
Ready to see what fits your wedding? Explore our coverage options at iDoinsurance.co.uk and get a quote in minutes. Protect your day, your way.
