Your suppliers—the photographer, caterer, florist, and venue—are the team that will bring your wedding vision to life. The relationship you have with them is built on trust and clear agreements. But what happens if one of them lets you down? This is where your wedding insurance acts as a crucial backup, but it works best when you’ve laid the right groundwork with professional contracts.

Always Get It in Writing: The Importance of Contracts
Never rely on a verbal agreement. A formal, written contract is non-negotiable. It should clearly outline the services provided, the total cost, the payment schedule, and the cancellation policy. In the event you need to make an insurance claim for supplier failure, this contract will be the essential piece of evidence your insurer needs to process it.

Doing Your Due Diligence Before You Book
Before signing anything, do your research. Read recent reviews, ask for references, and check how long the company has been in business. Ask if they have their own public liability insurance. A reputable supplier will be happy to provide this information. Taking these steps can help you avoid booking a company that might be in financial trouble.

What Happens When a Supplier Fails?
Imagine your venue calls a month before your wedding to say they have ceased trading. It’s a nightmare scenario. With a policy from iDoinsurance.co.uk, you can breathe easier. Our supplier failure cover is designed for this exact situation. It will reimburse you for any deposits or payments you’ve lost, allowing you to book an alternative without being out of pocket.

Your Insurance as a Planning Partner
Think of your wedding insurance policy as a silent partner in your planning process. It provides the security and confidence you need to book your dream suppliers. It underwrites your financial commitments, ensuring that if a supplier doesn’t hold up their end of the bargain, your wedding budget remains protected.