When you think about wedding insurance, your first thoughts are probably about cancelling the event or losing your deposits. But what if one of your guests trips over a cable and gets injured? Or what if you accidentally cause damage to the historic venue? This is where public liability cover comes in, and it’s one of the most vital components of your wedding insurance policy.

What is Public Liability Insurance?
In simple terms, public liability insurance protects you against legal claims if someone is injured or property is damaged at your wedding, and you are deemed to be at fault. For example, if a guest slips on a spilled drink on the dance floor or a child knocks over an expensive piece of art at the venue, you could be held financially responsible for damages or medical costs.

Why More Venues Are Making It Mandatory
Increasingly, wedding venues across the UK are contractually requiring couples to have their own public liability insurance. They want to ensure that if any damage is caused to their property by the couple or their guests, there is a clear way to cover the costs without disputes. Checking your venue’s requirements early in the planning process is essential.

Peace of Mind Included with iDoinsurance.co.uk
The good news is that with iDoinsurance.co.uk, you don’t have to worry about this as a separate purchase. All eight of our wedding insurance plans include public liability cover for the marrying couple as a standard feature. This protects you against accidental damage to third-party property or accidental injury to a third party, giving you one less thing to stress about.

Protecting Yourself and Your Guests
Your wedding day should be a celebration, free from worry about potential accidents. Public liability cover ensures that if a mishap does occur, it doesn’t result in a financially devastating lawsuit. It’s an inexpensive part of a policy that provides an invaluable level of protection for you, your guests, and your future.