When you think about wedding insurance, your first thought is probably cancellation cover. While that’s crucial, there’s another element that is equally vital but often overlooked: Public Liability. This cover isn’t about protecting your deposits; it’s about protecting you from legal claims if an accident happens at your wedding.

What is Public Liability?
In simple terms, Public Liability insurance protects you if you are held legally responsible for accidental injury to a third party (like a guest or a member of staff) or for damage to third-party property. Imagine a guest slipping on a spilled drink on the dance floor and breaking their arm, or a child knocking over an expensive piece of art at your venue. The subsequent claim for damages could be financially devastating.

Why You Might Be Responsible
Many couples assume their venue’s insurance will cover everything, but this isn’t always the case. Some venues actually require you to have your own Public Liability cover as a condition of booking. Even if they don’t, you could still be found partially or wholly responsible for an accident that occurs during your celebration. Having your own policy provides a critical layer of personal protection.

An Essential Part of Every Policy
At iDoinsurance.co.uk, we believe Public Liability is non-negotiable, which is why it’s included as a standard feature in all our wedding insurance plans. We want you to be able to relax and enjoy your day, confident that you are protected from the unexpected. It’s the peace of mind that allows you and your guests to celebrate freely, knowing a comprehensive safety net is in place.